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Credit ( Retail & Wholesale) (Deputy Manager , Manager )  [2.0yrs - 5.0] yrs exp.
Posted On: March 30, 2012

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Job Description
Credit Manager - Retail
To decision Retail Lending proposals as per the productpolicy. To ensure portfolio quality for the Product in the location, while maintaining the service levels to the customer (Internal and External).
Adherence to the policy/process laid out by the Central team on all applications being processe. To monitor non starters/Cheque bounce trends, maintain adequate knowledge of channels and their sourcing. pattern. To ensure Audit compliance and regulatory compliance for the location.
Credit Manager - Wholesale
The incumbent will be required to appraise proposals (Initial/ Interim / Annual) in keeping with the laid down policy guidelines.
The incumbent will also be required to interact with the customers in the portfolio on an ongoing basis for credit related issues.
The Incumbent will be required to closely coordinate with the RMs to ensure watchlisted, delinquent and exit customers are followed up regularly.
The Incumbent will also be responsible for the relevant Audit and Regulatory compliance.

Desire Profile Specification
Experience in credit decisioning.

Qualification required
  • CA
  • Credit

Skill required
Primary Skill:
Credit Decisioning.
Credit Decisioning
Secondary Skill:
Portfolio Management.
Other Skill:

Salary Pakage and Perks
Salary package:
Min: 300000 INR    Max: 750000  INR
Attractive fixed annual compensation.
Attractive performance annual bonus*.
Subsidized staff loan* (Personal loan, Home loan, Vehicle loan).
*As per the bank's policy.

Job Location:

Job Classified Category:
Private Jobs

Functional Area:
Accounts, Finance, Tax, CS, Audit

Bond Details:

Selection Procedure:
Telephonic Interview.
Panel Interview.
Aptitude test ( Objective type ).


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